Document Your Business ContentsBefore You Need To.
Offices, retail stores, restaurants, and warehouses all carry significant business personal property. Documenting it after a loss is difficult and time-consuming. Preloss creates a timestamped AI-generated inventory from a simple video walkthrough.
The Business Risk
Disasters don't just damage property — they close businesses.
Most businesses carry tens or hundreds of thousands of dollars in equipment, fixtures, and contents that are covered under Business Personal Property (BPP) policies. Without documentation, the claims process becomes significantly more complex after a loss.
40%
of small businesses reportedly do not reopen after a major disaster (FEMA)
75%
of businesses reportedly have no disaster recovery plan (FEMA)
$50K–$500K
typical range of business personal property (BPP) in a single commercial location
Sources: FEMA; Insurance Information Institute; industry surveys
Use Cases
Commercial property inventory for every business type.
Preloss works for any space with contents worth documenting. Walk through once, and AI handles the itemization.
Offices & Co-working Spaces
Desks, monitors, servers, conference equipment, artwork, and furniture — office contents add up fast and are often underestimated on BPP policies.
Common items: IT equipment, standing desks, monitors, printers, networking gear, conference room AV systems
Retail Stores
Fixtures, display cases, POS systems, backstock, and signage. A single retail location can carry $50K–$500K in contents beyond inventory.
Common items: Display fixtures, POS terminals, lighting, shelving, security systems, signage
Restaurants & Hospitality
Commercial kitchens, dining furniture, bar equipment, and decor. Replacement costs for commercial-grade equipment are significantly higher than residential.
Common items: Commercial ovens, refrigeration, dining furniture, bar equipment, decor, tableware
Warehouses & Storage
Racking, forklifts, tools, and non-inventory equipment. Business personal property in warehouses is frequently under-documented.
Common items: Pallet racking, forklifts, hand tools, packaging equipment, safety gear, office areas
Rental & Investment Properties
Furnished rentals, Airbnbs, and multi-unit buildings. Each unit's contents need independent documentation for accurate coverage.
Common items: Furnished units, appliances, linens, electronics, outdoor furniture, shared amenities
Features
Business insurance documentation, simplified.
The same AI-powered pipeline — tuned for commercial spaces with higher-value equipment and more complex coverage structures.
AI Video Walkthrough
Walk through your business space once. AI identifies equipment, fixtures, furniture, and electronics from video frames.
BPP Coverage Gap Analysis
Compare your Business Personal Property policy limits against your documented inventory value — by category and sub-limit.
Receipt & Asset Tag Scanning
Photograph purchase receipts and asset tags. OCR extracts cost, date, and identification numbers automatically.
High-Value Equipment Deep Scan
Record close-up video of expensive equipment. AI extracts make, model, serial, and detailed specifications.
Damage Documentation
When something happens, mark affected items and attach damage photos — organized by location within your property.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain — independently verifiable proof of documentation date.
Claim Packet Export
Export a structured ZIP with inventory PDF, claim PDF, CSV for system import, all photos, and verification proofs.
Private & Secure
Videos stay on the device. Only extracted frames are sent for analysis. Business data stays under your control.
Why Document Now
Business contents are harder to reconstruct from memory.
A typical office has dozens of monitors, chairs, and peripherals that look similar but vary in cost. Commercial kitchens have specialized equipment with long lead times. Retail stores have fixtures custom-built for the space. After a loss, reconstructing a detailed list with makes, models, and values from memory is time-consuming and often incomplete.
BPP sub-limits are easy to exceed
Many commercial policies have sub-limits on categories like electronic data processing equipment, outdoor signage, or property in transit. A coverage gap analysis reveals these exposures before they matter.
Commercial claims involve more stakeholders
Business claims often involve landlords, lessees, multiple adjusters, and accountants. A structured export — with CSV for system import and verification metadata — reduces back-and-forth between parties.
Timestamped records serve multiple purposes
Beyond insurance, a dated inventory record can support tax depreciation schedules, lease agreements, and due diligence during business transactions or audits.
Multiple locations, one app
Preloss supports multiple properties per account. Document headquarters, branch offices, storage facilities, and rental units — each with independent inventories and coverage analysis.
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