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Home inventory and insurance documentation, explained.
Practical, plain-language guides on documenting your home, navigating contents claims, and preparing for the disasters most likely to hit your area. Written for homeowners, not adjusters.
How to Make a Home Inventory for Insurance
A practical, room-by-room guide to creating a home inventory for insurance documentation. Covers what to capture, how to organize, and how video-based AI inventory differs from traditional spreadsheet methods.
8 min readRead articleHow to Document Jewelry for Insurance
Jewelry is the most common contents category to fall short on after a loss. A practical guide to appraisals, photo documentation, scheduled coverage, and the sub-limits that catch homeowners by surprise.
6 min readRead articleWhat to Do If Your Home Insurance Claim Is Denied
A practical walkthrough of the typical options after a homeowner claim denial: requesting the denial reason in writing, internal appeals, state insurance department complaints, and when to involve a public adjuster or attorney.
9 min readRead articleHome Inventory Checklist: What to Document in Every Room
A room-by-room home inventory checklist covering what to capture in the living room, kitchen, bedrooms, garage, and storage areas, plus a simple format for recording each item.
7 min readRead articleRenters Insurance Inventory: What Renters Need to Document
A guide to building a personal property inventory as a renter — why a landlord's policy doesn't cover your belongings, what's different about documenting a rental, and how to handle roommates and frequent moves.
6 min readRead articleWhat to Document Before Wildfire, Hurricane, or Flood Season
A seasonal preparation guide for documenting home contents before wildfire, hurricane, and flood season — what to capture, when to do it, and how to make sure the record survives the event it's documenting.
7 min readRead articleUnderinsured on Contents: How Personal Property Coverage Limits Work
How personal property coverage limits and category sub-limits work, why households commonly end up underinsured on contents without realizing it, and how a documented inventory helps identify the gap.
7 min readRead articleDigital Home Inventory vs. Paper Records: Why Timestamped Video Holds Up Better
Comparing paper and spreadsheet home inventories against digital, video-based methods — durability, completeness, and why a verifiable timestamp matters when documentation is questioned.
6 min readRead articleSmall Business Contents Insurance: What to Document Before a Loss
A guide to documenting business personal property (BPP) for insurance — what's covered, what typically falls into sub-limits, and how offices, retail stores, and restaurants can build a usable inventory.
7 min readRead article