Preloss

Know What You OwnBefore Tornado Season.

Alabama sits in the heart of Dixie Alley, where powerful tornadoes can destroy a home in seconds. Preloss creates a timestamped record before the sky turns dark.

Private by design
Free on iOS & Android

The Problem

Most Alabama homeowners are flying blind.

Easter Tornado Outbreak (2020): The 2020 Easter tornado outbreak produced 141 tornadoes across 10 states, with Alabama among the hardest hit.

When a tornado destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.

Top 3

Alabama ranks among the top 3 states for tornado fatalities

13 min

average tornado warning lead time

Source: NOAA

47%

of homeowners said they prepared an inventory of their possessions

Source: Triple-I / Munich Re Consumer Survey (2023)

Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.

How It Works

How to document your home for insurance, from inventory to claim.

Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.

Phase 1

Before: Document What You Own

Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.

  • Record a video walkthrough of each room: no tripod, no setup, just your phone
  • AI identifies items, brands, and models from your video frames automatically
  • Scan receipts and serial plates to attach purchase price and identity proof
  • Run a coverage gap analysis: compare your inventory value to your policy limits
Phase 2

During: When Something Happens

If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.

  • Mark items as damaged, destroyed, or stolen in your existing inventory
  • Attach damage photos as visual evidence for each affected item
  • Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
Phase 3

After: Organize & Export

Export a structured claim packet. Everything organized, timestamped, and ready to share.

  • Generate a claim PDF with loss summary, item-by-item details, and evidence photos
  • Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs

Features

AI-powered home inventory app for insurance documentation.

From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.

AI Video Walkthrough Inventory

Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.

Coverage Gap Analysis

Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.

Receipt & Serial Number Scanning

Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.

High-Value Item Deep Scan

Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.

Damage & Loss Documentation

When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.

Bitcoin-Notarized Timestamps

Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.

One-Tap Claim Packet Export

Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.

Private by Default

Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.

Why Now

13 minutes of warning. Not enough to document a house.

Alabama sits in Dixie Alley. NOAA puts the average tornado warning lead time at about 13 minutes: enough to reach shelter, not enough to photograph a house room by room. Creating a video-based record in advance is one way homeowners in tornado country can be prepared.

13 min

average tornado warning lead time, per NOAA

What Makes Preloss Different

Built for insurance documentation from day one.

Video-first, not spreadsheet-first

Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.

Bitcoin-notarized proof of creation

Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.

Full lifecycle: inventory through claim

One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.

Structured exports, not just a PDF

Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.

Alabama

Common questions from Alabama homeowners

Does Alabama homeowners insurance cover tornado damage?
Wind damage from a tornado is generally a covered peril under a standard homeowners policy. In coastal Alabama, wind may be excluded and written separately, so the same event can be handled differently depending on where in the state the property sits.
How quickly do Alabama tornadoes give households warning?
Warning times are typically measured in minutes, and outbreaks like the 2020 Easter event can produce multiple tornadoes across the state in a single day. There is no realistic opportunity to photograph rooms or gather records once a warning is issued.
What documentation helps with an Alabama tornado claim?
A description of what was lost with approximate ages and values, supported by images. Where a home is destroyed, the inventory itself is often the largest piece of work in the claim, which is why creating it in advance changes the position a household is in.

This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the Alabama department of insurance.

Get the free home inventory checklist.

A room-by-room checklist you can print and work through today, plus occasional product news and tips on documenting your home or business for insurance.

  • The room-by-room inventory checklist, ready to print
  • A seasonal reminder before your region's risk window
  • Product updates and practical documentation tips

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