Know What You OwnBefore the Next Lahaina.
The 2023 Maui wildfire showed how fast a community can be lost. Preloss creates a timestamped video-based inventory: a record in your hands before you need it.
The Problem
Most Hawaii homeowners are flying blind.
Maui Wildfire (2023): The August 2023 Lahaina fire killed 100 people and destroyed over 2,200 structures, becoming the deadliest US wildfire in over a century.
When a wildfire destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.
2,200+
structures destroyed in the 2023 Maui wildfire
$5.5B
estimated insured losses from the Lahaina fire
100
lives lost, the deadliest US wildfire in over a century
Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.
How It Works
How to document your home for insurance, from inventory to claim.
Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.
Before: Document What You Own
Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.
- Record a video walkthrough of each room: no tripod, no setup, just your phone
- AI identifies items, brands, and models from your video frames automatically
- Scan receipts and serial plates to attach purchase price and identity proof
- Run a coverage gap analysis: compare your inventory value to your policy limits
During: When Something Happens
If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.
- Mark items as damaged, destroyed, or stolen in your existing inventory
- Attach damage photos as visual evidence for each affected item
- Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
After: Organize & Export
Export a structured claim packet. Everything organized, timestamped, and ready to share.
- Generate a claim PDF with loss summary, item-by-item details, and evidence photos
- Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs
Features
AI-powered home inventory app for insurance documentation.
From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.
AI Video Walkthrough Inventory
Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.
Coverage Gap Analysis
Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.
Receipt & Serial Number Scanning
Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.
High-Value Item Deep Scan
Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.
Damage & Loss Documentation
When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.
One-Tap Claim Packet Export
Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.
Private by Default
Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.
Why Now
Lahaina showed how quickly a community can be lost.
The 2023 Maui wildfire killed 100 people and destroyed over 2,200 structures before most residents could take anything with them. $5.5 billion in insured losses are still being worked through. Contents documentation is typically part of the claims process, and is much harder to create after the fact.
2,200+
structures destroyed in the 2023 Lahaina fire
What Makes Preloss Different
Built for insurance documentation from day one.
Video-first, not spreadsheet-first
Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.
Bitcoin-notarized proof of creation
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.
Full lifecycle: inventory through claim
One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.
Structured exports, not just a PDF
Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.
Hawaii
Common questions from Hawaii homeowners
- What did the 2023 Maui wildfire reveal about contents documentation?
- The fire destroyed the town of Lahaina with very little warning, and households lost not only belongings but the documents and devices that might have evidenced them. Records stored only in the home are lost with the home, which is the argument for documentation that exists off the property.
- Does Hawaii homeowners insurance cover hurricane damage?
- Hurricane coverage in Hawaii is commonly written separately from the standard homeowners policy, with its own deductible. Whether a household carries it, and what the deductible is, is set out on the declarations page rather than assumed.
- What should Hawaii homeowners document, given the risk of total loss?
- Contents room by room, with the record kept somewhere other than the house. A video walkthrough processed into a timestamped inventory achieves that in one pass, and the record survives independently of the property it describes.
This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the Hawaii department of insurance.
Guides for documenting what you own
All guidesWildfire Smoke and Soot Damage Claims
How smoke and soot damage claims work after a wildfire, even if the fire never reached your home, why they are often disputed, and what to document.
What to Document Before Wildfire, Hurricane, or Flood Season
Disaster seasons arrive on a calendar. What to capture before each one, and how to store the record so it survives the event it documents.
How to Document Jewelry for Insurance
Standard home policies generally cap jewelry theft at about $1,500, per Triple-I. What to photograph, when to get an appraisal, and how to schedule pieces.
Get the free home inventory checklist.
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- The room-by-room inventory checklist, ready to print
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