Know What You OwnBefore the Next Hurricane.
Louisiana has been hit by major hurricanes 4 times in the last 5 years. Preloss builds a video-based inventory so a record exists before the next storm.
The Problem
Most Louisiana homeowners are flying blind.
Hurricane Ida (2021): Hurricane Ida made landfall near Port Fourchon as a Category 4. NOAA puts its cost at $84.6 billion (CPI-adjusted) across the states it hit, and many families were left in prolonged claims processes.
When a hurricane destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.
4
major hurricanes to hit Louisiana in the last 5 years
50–70%
of the dwelling limit is what most policies provide for belongings, which may or may not be enough
Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.
How It Works
How to document your home for insurance, from inventory to claim.
Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.
Before: Document What You Own
Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.
- Record a video walkthrough of each room: no tripod, no setup, just your phone
- AI identifies items, brands, and models from your video frames automatically
- Scan receipts and serial plates to attach purchase price and identity proof
- Run a coverage gap analysis: compare your inventory value to your policy limits
During: When Something Happens
If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.
- Mark items as damaged, destroyed, or stolen in your existing inventory
- Attach damage photos as visual evidence for each affected item
- Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
After: Organize & Export
Export a structured claim packet. Everything organized, timestamped, and ready to share.
- Generate a claim PDF with loss summary, item-by-item details, and evidence photos
- Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs
Features
AI-powered home inventory app for insurance documentation.
From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.
AI Video Walkthrough Inventory
Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.
Coverage Gap Analysis
Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.
Receipt & Serial Number Scanning
Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.
High-Value Item Deep Scan
Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.
Damage & Loss Documentation
When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.
One-Tap Claim Packet Export
Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.
Private by Default
Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.
Why Now
4 major hurricanes in 5 years.
Laura, Delta, Zeta, and Ida all hit Louisiana since 2020. NOAA puts the cost of Ida alone at $84.6 billion (CPI-adjusted), and many families spent years working through claims. Contents documentation is consistently one of the more difficult parts of that process to produce after a loss.
4
major hurricanes to hit Louisiana in 5 years
What Makes Preloss Different
Built for insurance documentation from day one.
Video-first, not spreadsheet-first
Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.
Bitcoin-notarized proof of creation
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.
Full lifecycle: inventory through claim
One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.
Structured exports, not just a PDF
Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.
Louisiana
Common questions from Louisiana homeowners
- What is a named-storm deductible in Louisiana?
- Many Louisiana policies apply a separate deductible when a named tropical storm or hurricane causes the damage, usually calculated as a percentage of the dwelling limit rather than a flat amount. It applies instead of, not in addition to, the ordinary deductible, and the trigger conditions are set out on the declarations page.
- Does Louisiana homeowners insurance cover flooding from a hurricane?
- Wind damage and flood damage are handled by different policies. Rising water and storm surge fall under flood coverage, obtained separately through the NFIP or a private carrier, while wind is generally covered by the homeowners policy. After a hurricane the distinction matters, and photographic or video evidence of a property's prior condition helps establish it.
- What should Louisiana homeowners document before hurricane season?
- Room-by-room contents, with approximate purchase dates and values, plus the condition of the roof and exterior. A timestamped record created before the season is evidence of what existed and in what state; one assembled afterward is a reconstruction from memory.
This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the Louisiana department of insurance.
Guides for documenting what you own
All guidesHurricane Deductibles: What a Percentage Deductible Actually Costs
A hurricane deductible is a percentage of your dwelling limit, not a flat fee. How it is calculated, what triggers it, and a state table in dollars.
Water Damage vs. Flood Damage: Why the Distinction Decides Coverage
What insurers consider flood damage versus covered water damage, why homeowners policies exclude flood, and gray areas like sewer backup and seepage.
What to Document Before Wildfire, Hurricane, or Flood Season
Disaster seasons arrive on a calendar. What to capture before each one, and how to store the record so it survives the event it documents.
Get the free home inventory checklist.
A room-by-room checklist you can print and work through today, plus occasional product news and tips on documenting your home or business for insurance.
- The room-by-room inventory checklist, ready to print
- A seasonal reminder before your region's risk window
- Product updates and practical documentation tips
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