Know What You OwnBefore the Next Fire Season.
The Hermits Peak–Calf Canyon Fire was the largest in New Mexico history. Preloss creates a timestamped record of your belongings before the next fire season.
The Problem
Most New Mexico homeowners are flying blind.
Hermits Peak–Calf Canyon Fire (2022): The largest wildfire in New Mexico history burned nearly 342,000 acres, destroying over 900 structures and displacing thousands of families.
When a wildfire destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.
342K
acres burned in New Mexico's largest wildfire
900+
structures destroyed in the Hermits Peak–Calf Canyon Fire
47%
of homeowners said they prepared an inventory of their possessions
Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.
How It Works
How to document your home for insurance, from inventory to claim.
Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.
Before: Document What You Own
Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.
- Record a video walkthrough of each room: no tripod, no setup, just your phone
- AI identifies items, brands, and models from your video frames automatically
- Scan receipts and serial plates to attach purchase price and identity proof
- Run a coverage gap analysis: compare your inventory value to your policy limits
During: When Something Happens
If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.
- Mark items as damaged, destroyed, or stolen in your existing inventory
- Attach damage photos as visual evidence for each affected item
- Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
After: Organize & Export
Export a structured claim packet. Everything organized, timestamped, and ready to share.
- Generate a claim PDF with loss summary, item-by-item details, and evidence photos
- Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs
Features
AI-powered home inventory app for insurance documentation.
From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.
AI Video Walkthrough Inventory
Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.
Coverage Gap Analysis
Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.
Receipt & Serial Number Scanning
Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.
High-Value Item Deep Scan
Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.
Damage & Loss Documentation
When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.
One-Tap Claim Packet Export
Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.
Private by Default
Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.
Why Now
New Mexico families are still navigating claims from 2022.
The Hermits Peak–Calf Canyon Fire destroyed over 900 structures. Years later, many families are still working through claims, and reconstructing a detailed contents list from memory is consistently one of the hardest parts of that process. Creating a record in advance is one option homeowners have.
900+
structures destroyed in New Mexico's largest wildfire
What Makes Preloss Different
Built for insurance documentation from day one.
Video-first, not spreadsheet-first
Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.
Bitcoin-notarized proof of creation
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.
Full lifecycle: inventory through claim
One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.
Structured exports, not just a PDF
Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.
New Mexico
Common questions from New Mexico homeowners
- What made the Hermits Peak–Calf Canyon Fire unusual?
- It became the largest wildfire in recorded New Mexico history and originated from federal prescribed burns that escaped control, which led to a dedicated federal compensation process alongside ordinary insurance claims. Households navigating both still needed to establish what they had owned.
- Does New Mexico homeowners insurance cover post-fire flooding and debris flow?
- Burn scars dramatically increase flood and debris-flow risk for years afterward, and that damage is generally treated as flood: excluded from the homeowners policy and requiring separate flood coverage. Households in or below a burn scar are frequently surprised by this.
- How should New Mexico homeowners document property in a wildfire-prone area?
- A room-by-room video walkthrough capturing contents and their condition, refreshed periodically. Preloss turns that footage into a timestamped inventory, so there is a dated record of what existed before either a fire or the flooding that can follow one.
This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the New Mexico department of insurance.
Guides for documenting what you own
All guidesWildfire Smoke and Soot Damage Claims
How smoke and soot damage claims work after a wildfire, even if the fire never reached your home, why they are often disputed, and what to document.
What to Document Before Wildfire, Hurricane, or Flood Season
Disaster seasons arrive on a calendar. What to capture before each one, and how to store the record so it survives the event it documents.
How to Document Jewelry for Insurance
Standard home policies generally cap jewelry theft at about $1,500, per Triple-I. What to photograph, when to get an appraisal, and how to schedule pieces.
Get the free home inventory checklist.
A room-by-room checklist you can print and work through today, plus occasional product news and tips on documenting your home or business for insurance.
- The room-by-room inventory checklist, ready to print
- A seasonal reminder before your region's risk window
- Product updates and practical documentation tips
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