Know What You OwnBefore the Next Hurricane or Flood.
Hurricane Helene showed that inland North Carolina is just as vulnerable as the coast. Preloss creates a video-based record of your belongings in advance.
The Problem
Most North Carolina homeowners are flying blind.
Hurricane Helene (2024): Hurricane Helene caused catastrophic flooding in western North Carolina, affecting entire communities in Asheville and surrounding mountain towns.
When a hurricane destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.
Inland
Helene devastated communities hundreds of miles from the coast
47%
of homeowners said they prepared an inventory of their possessions
Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.
How It Works
How to document your home for insurance, from inventory to claim.
Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.
Before: Document What You Own
Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.
- Record a video walkthrough of each room: no tripod, no setup, just your phone
- AI identifies items, brands, and models from your video frames automatically
- Scan receipts and serial plates to attach purchase price and identity proof
- Run a coverage gap analysis: compare your inventory value to your policy limits
During: When Something Happens
If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.
- Mark items as damaged, destroyed, or stolen in your existing inventory
- Attach damage photos as visual evidence for each affected item
- Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
After: Organize & Export
Export a structured claim packet. Everything organized, timestamped, and ready to share.
- Generate a claim PDF with loss summary, item-by-item details, and evidence photos
- Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs
Features
AI-powered home inventory app for insurance documentation.
From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.
AI Video Walkthrough Inventory
Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.
Coverage Gap Analysis
Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.
Receipt & Serial Number Scanning
Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.
High-Value Item Deep Scan
Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.
Damage & Loss Documentation
When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.
One-Tap Claim Packet Export
Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.
Private by Default
Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.
Why Now
Helene showed nowhere in North Carolina is safe.
Hurricane Helene affected communities hundreds of miles from the coast, places like Asheville that rarely faced catastrophic flooding. Inland or coastal, contents documentation is typically part of the claims process. Creating a record in advance is one way homeowners can be prepared.
$53B+
in reported damage from Hurricane Helene across the Southeast
What Makes Preloss Different
Built for insurance documentation from day one.
Video-first, not spreadsheet-first
Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.
Bitcoin-notarized proof of creation
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.
Full lifecycle: inventory through claim
One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.
Structured exports, not just a PDF
Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.
North Carolina
Common questions from North Carolina homeowners
- Hurricane Helene flooded inland North Carolina. Was that covered by homeowners insurance?
- Generally not. Damage from rising water is excluded from homeowners policies and falls under separate flood coverage, regardless of how far inland it occurs. Helene demonstrated that flood risk in North Carolina is not confined to the coast, and many affected households in the western part of the state did not carry flood policies.
- Do I need separate wind coverage on the North Carolina coast?
- In some coastal areas, wind and hail are excluded from the standard policy and written separately through the residual market. Whether your policy includes wind is stated on the declarations page; it is a common surprise discovered during a claim rather than before one.
- What contents documentation helps with a North Carolina claim?
- A room-by-room record of what you own, with approximate values and dates, supported by photographs or video. Preloss produces that as a timestamped inventory from a video walkthrough, so the record predates the loss it may later be used to describe.
This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the North Carolina department of insurance.
Guides for documenting what you own
All guidesHurricane Deductibles: What a Percentage Deductible Actually Costs
A hurricane deductible is a percentage of your dwelling limit, not a flat fee. How it is calculated, what triggers it, and a state table in dollars.
Water Damage vs. Flood Damage: Why the Distinction Decides Coverage
What insurers consider flood damage versus covered water damage, why homeowners policies exclude flood, and gray areas like sewer backup and seepage.
What to Document Before Wildfire, Hurricane, or Flood Season
Disaster seasons arrive on a calendar. What to capture before each one, and how to store the record so it survives the event it documents.
Get the free home inventory checklist.
A room-by-room checklist you can print and work through today, plus occasional product news and tips on documenting your home or business for insurance.
- The room-by-room inventory checklist, ready to print
- A seasonal reminder before your region's risk window
- Product updates and practical documentation tips
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