Know What You OwnBefore Tornado Season.
Oklahoma sits at the center of Tornado Alley. Preloss creates a timestamped video-based inventory before the storms roll in.
The Problem
Most Oklahoma homeowners are flying blind.
May 2024 Tornado Outbreak (2024): Tornadoes struck multiple Oklahoma communities in May 2024, causing fatalities and destroying hundreds of homes.
When a tornado destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.
62
tornadoes strike Oklahoma on average every year
47%
of homeowners said they prepared an inventory of their possessions
Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.
How It Works
How to document your home for insurance, from inventory to claim.
Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.
Before: Document What You Own
Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.
- Record a video walkthrough of each room: no tripod, no setup, just your phone
- AI identifies items, brands, and models from your video frames automatically
- Scan receipts and serial plates to attach purchase price and identity proof
- Run a coverage gap analysis: compare your inventory value to your policy limits
During: When Something Happens
If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.
- Mark items as damaged, destroyed, or stolen in your existing inventory
- Attach damage photos as visual evidence for each affected item
- Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
After: Organize & Export
Export a structured claim packet. Everything organized, timestamped, and ready to share.
- Generate a claim PDF with loss summary, item-by-item details, and evidence photos
- Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs
Features
AI-powered home inventory app for insurance documentation.
From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.
AI Video Walkthrough Inventory
Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.
Coverage Gap Analysis
Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.
Receipt & Serial Number Scanning
Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.
High-Value Item Deep Scan
Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.
Damage & Loss Documentation
When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.
One-Tap Claim Packet Export
Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.
Private by Default
Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.
Why Now
62 tornadoes a year, and minutes of warning.
Oklahoma averages 62 tornadoes a year, more than 1 a week during peak season. An EF4 or EF5 can reduce a home to a slab in seconds, leaving little to photograph or document after the fact. Creating a record in advance is one way homeowners in Tornado Alley can be prepared.
62
tornadoes per year in Oklahoma on average
What Makes Preloss Different
Built for insurance documentation from day one.
Video-first, not spreadsheet-first
Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.
Bitcoin-notarized proof of creation
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.
Full lifecycle: inventory through claim
One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.
Structured exports, not just a PDF
Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.
Oklahoma
Common questions from Oklahoma homeowners
- Does Oklahoma homeowners insurance cover tornado and hail damage?
- Wind and hail are generally covered perils, though many Oklahoma policies apply a separate, percentage-based deductible to wind and hail specifically. Because it scales with the dwelling limit, that deductible is often substantially larger than the all-perils one.
- What is a roof cosmetic damage exclusion?
- Some policies in hail-prone states exclude cosmetic damage to roofing (dents that do not affect function). Whether a policy carries such an endorsement materially affects hail claims, and it is stated on the declarations page rather than being standard.
- What should Oklahoma homeowners document before storm season?
- Contents room by room, plus the pre-storm condition of the roof and exterior. Hail claims frequently turn on distinguishing new damage from pre-existing wear, and dated imagery from before the storm is the most direct way to establish that.
This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the Oklahoma department of insurance.
Guides for documenting what you own
All guidesHail and Wind Damage Claims: What to Document
Hail damage is easy to miss and easy to dispute. What adjusters look for, how roof age affects settlement, and what to capture.
Proof of Loss Form: What It Is and How to Fill One Out
A proof of loss is a sworn statement of what you lost and what it was worth. Where to get the form, what it asks for, how to fill it out, and the deadline.
What to Document Before Wildfire, Hurricane, or Flood Season
Disaster seasons arrive on a calendar. What to capture before each one, and how to store the record so it survives the event it documents.
Get the free home inventory checklist.
A room-by-room checklist you can print and work through today, plus occasional product news and tips on documenting your home or business for insurance.
- The room-by-room inventory checklist, ready to print
- A seasonal reminder before your region's risk window
- Product updates and practical documentation tips
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