Know What You OwnBefore Wildfire Season.
Oregon's fire seasons have intensified every year. After a loss, contents documentation is typically part of the claims process. Preloss generates a video-based inventory so a record exists in advance.
The Problem
Most Oregon homeowners are flying blind.
2020 Labor Day Fires (2020): The 2020 Labor Day fires burned over 1 million acres and destroyed thousands of homes across the Willamette Valley and Rogue Valley.
When a wildfire destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.
1M+
acres burned in Oregon's 2020 fire season
4,000+
Oregon homes destroyed in a single week during the 2020 fires
47%
of homeowners said they prepared an inventory of their possessions
Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.
How It Works
How to document your home for insurance, from inventory to claim.
Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.
Before: Document What You Own
Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.
- Record a video walkthrough of each room: no tripod, no setup, just your phone
- AI identifies items, brands, and models from your video frames automatically
- Scan receipts and serial plates to attach purchase price and identity proof
- Run a coverage gap analysis: compare your inventory value to your policy limits
During: When Something Happens
If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.
- Mark items as damaged, destroyed, or stolen in your existing inventory
- Attach damage photos as visual evidence for each affected item
- Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
After: Organize & Export
Export a structured claim packet. Everything organized, timestamped, and ready to share.
- Generate a claim PDF with loss summary, item-by-item details, and evidence photos
- Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs
Features
AI-powered home inventory app for insurance documentation.
From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.
AI Video Walkthrough Inventory
Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.
Coverage Gap Analysis
Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.
Receipt & Serial Number Scanning
Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.
High-Value Item Deep Scan
Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.
Damage & Loss Documentation
When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.
One-Tap Claim Packet Export
Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.
Private by Default
Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.
Why Now
Oregon's fire seasons keep getting worse.
The 2020 Labor Day fires burned over 1 million acres and destroyed more than 4,000 homes in a single week. Since then, Oregon has seen increasingly destructive wildfire seasons. Contents documentation is typically part of the claims process, and is much harder to create from memory after a loss. Creating a record in advance is one option homeowners have.
4,000+
Oregon homes destroyed in a single week during the 2020 fires
What Makes Preloss Different
Built for insurance documentation from day one.
Video-first, not spreadsheet-first
Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.
Bitcoin-notarized proof of creation
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.
Full lifecycle: inventory through claim
One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.
Structured exports, not just a PDF
Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.
Oregon
Common questions from Oregon homeowners
- Did the 2020 Labor Day Fires change how Oregon homeowners think about contents coverage?
- Those fires destroyed more than 4,000 structures across several counties in a matter of days, and many households discovered their personal property limit had not kept pace with what they actually owned. Contents limits are commonly set as a percentage of the dwelling limit and rarely revisited, so the figure drifts out of date quietly.
- Is smoke damage covered by Oregon homeowners insurance?
- Smoke is generally a covered peril even where the structure did not burn, but these claims depend heavily on documentation: establishing which items were affected, how badly, and what they were worth. Items that appear undamaged can still be affected, which is difficult to argue without a record of what was there.
- What should Oregon homeowners document before fire season?
- A room-by-room record of contents with approximate values and purchase dates, plus the condition of the property itself. Preloss builds that from a video walkthrough into a timestamped inventory, so the record predates any loss it might later describe.
This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the Oregon department of insurance.
Guides for documenting what you own
All guidesWildfire Smoke and Soot Damage Claims
How smoke and soot damage claims work after a wildfire, even if the fire never reached your home, why they are often disputed, and what to document.
What to Document Before Wildfire, Hurricane, or Flood Season
Disaster seasons arrive on a calendar. What to capture before each one, and how to store the record so it survives the event it documents.
How to Document Jewelry for Insurance
Standard home policies generally cap jewelry theft at about $1,500, per Triple-I. What to photograph, when to get an appraisal, and how to schedule pieces.
Get the free home inventory checklist.
A room-by-room checklist you can print and work through today, plus occasional product news and tips on documenting your home or business for insurance.
- The room-by-room inventory checklist, ready to print
- A seasonal reminder before your region's risk window
- Product updates and practical documentation tips
No spam. Unsubscribe anytime. Preloss is free on iOS & Android.