Know What You OwnBefore the Next Severe Storm.
Tennessee sees tornadoes, flooding, and severe storms year-round. Preloss creates a timestamped record of what's in your home.
The Problem
Most Tennessee homeowners are flying blind.
Nashville Tornado (2020): In the early hours of March 3, 2020, an EF-3 tornado crossed Nashville and Mt. Juliet and an EF-4 struck near Cookeville. The tornadoes killed 25 people, and NOAA puts the cost of the outbreak at $2.85 billion (CPI-adjusted).
When a tornado destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.
$2.85B
in damage from the March 2020 Tennessee tornadoes and Southeast severe weather, CPI-adjusted to 2024 dollars
47%
of homeowners said they prepared an inventory of their possessions
Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.
How It Works
How to document your home for insurance, from inventory to claim.
Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.
Before: Document What You Own
Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.
- Record a video walkthrough of each room: no tripod, no setup, just your phone
- AI identifies items, brands, and models from your video frames automatically
- Scan receipts and serial plates to attach purchase price and identity proof
- Run a coverage gap analysis: compare your inventory value to your policy limits
During: When Something Happens
If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.
- Mark items as damaged, destroyed, or stolen in your existing inventory
- Attach damage photos as visual evidence for each affected item
- Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
After: Organize & Export
Export a structured claim packet. Everything organized, timestamped, and ready to share.
- Generate a claim PDF with loss summary, item-by-item details, and evidence photos
- Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs
Features
AI-powered home inventory app for insurance documentation.
From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.
AI Video Walkthrough Inventory
Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.
Coverage Gap Analysis
Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.
Receipt & Serial Number Scanning
Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.
High-Value Item Deep Scan
Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.
Damage & Loss Documentation
When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.
One-Tap Claim Packet Export
Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.
Private by Default
Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.
Why Now
The Nashville tornado struck after midnight.
An EF-3 tornado touched down west of Nashville at 12:32 AM on March 3, 2020, and crossed the city while most residents were asleep. That night's tornadoes killed 25 people across Middle Tennessee. Tennessee faces tornadoes, flooding, and severe storms year-round, often with little warning. Creating a record in advance is one option homeowners have.
$2.85B
in damage from the March 2020 Tennessee tornadoes, per NOAA (CPI-adjusted)
What Makes Preloss Different
Built for insurance documentation from day one.
Video-first, not spreadsheet-first
Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.
Bitcoin-notarized proof of creation
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.
Full lifecycle: inventory through claim
One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.
Structured exports, not just a PDF
Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.
Tennessee
Common questions from Tennessee homeowners
- Does Tennessee homeowners insurance cover tornado damage?
- Wind damage from a tornado is generally covered. The 2020 Nashville tornado struck overnight through densely populated neighbourhoods, which is a reminder that warning time can be minimal and that many households are asleep when a warning is issued.
- Does Tennessee homeowners insurance cover flooding?
- No. Rising water is excluded and requires separate flood coverage, which matters in Tennessee because severe storms frequently produce both wind damage and flash flooding in the same event, handled by 2 different policies.
- What contents documentation helps with a Tennessee storm claim?
- A room-by-room record with approximate values and dates. Where wind and water damage occur together, being able to show what existed and in what condition beforehand helps establish which policy a given loss falls under.
This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the Tennessee department of insurance.
Guides for documenting what you own
All guidesHail and Wind Damage Claims: What to Document
Hail damage is easy to miss and easy to dispute. What adjusters look for, how roof age affects settlement, and what to capture.
Proof of Loss Form: What It Is and How to Fill One Out
A proof of loss is a sworn statement of what you lost and what it was worth. Where to get the form, what it asks for, how to fill it out, and the deadline.
What to Document Before Wildfire, Hurricane, or Flood Season
Disaster seasons arrive on a calendar. What to capture before each one, and how to store the record so it survives the event it documents.
Get the free home inventory checklist.
A room-by-room checklist you can print and work through today, plus occasional product news and tips on documenting your home or business for insurance.
- The room-by-room inventory checklist, ready to print
- A seasonal reminder before your region's risk window
- Product updates and practical documentation tips
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