Know What You OwnBefore Eastern Washington Burns.
Wildfires in Eastern Washington destroy homes every summer. Preloss turns a quick video walkthrough into a timestamped inventory: a record that exists before you need one.
The Problem
Most Washington homeowners are flying blind.
Gray Fire (2023): The 2023 Gray Fire near Medical Lake destroyed 240 homes in hours, leaving families with no time to document their belongings.
When a wildfire destroys your home, insurers want proof. Without documentation, you're left reconstructing your entire life from memory, and insurers dispute every item they can.
Hours
how quickly fast-moving wildfires can destroy a home
Itemized
is how insurers typically ask for a contents loss to be listed: each item with a description and an approximate value
47%
of homeowners said they prepared an inventory of their possessions
Figures above link to their source. Statutory summaries describe the text of the law and are general information, not legal advice. For your own coverage or a specific claim, consult a licensed professional or your state department of insurance.
How It Works
How to document your home for insurance, from inventory to claim.
Preloss covers the full lifecycle: creating a record of what you own, organizing evidence when something happens, and exporting everything in one structured packet.
Before: Document What You Own
Create a complete video-based inventory before anything happens. Most homeowners can document their entire home in under an hour.
- Record a video walkthrough of each room: no tripod, no setup, just your phone
- AI identifies items, brands, and models from your video frames automatically
- Scan receipts and serial plates to attach purchase price and identity proof
- Run a coverage gap analysis: compare your inventory value to your policy limits
During: When Something Happens
If disaster strikes, your inventory becomes your claim documentation. Mark what was affected and attach evidence.
- Mark items as damaged, destroyed, or stolen in your existing inventory
- Attach damage photos as visual evidence for each affected item
- Your pre-loss timestamps are already Bitcoin-notarized, independently verifiable
After: Organize & Export
Export a structured claim packet. Everything organized, timestamped, and ready to share.
- Generate a claim PDF with loss summary, item-by-item details, and evidence photos
- Export a complete ZIP: inventory PDF, claim PDF, CSV, all photos, and verification proofs
Features
AI-powered home inventory app for insurance documentation.
From video walkthrough to claim-ready packet: everything you need to document your belongings, identify coverage gaps, and organize evidence in one app.
AI Video Walkthrough Inventory
Record each room with your phone. AI identifies furniture, electronics, appliances, and more from your video frames, no manual entry required.
Coverage Gap Analysis
Scan your insurance declaration page. See where your coverage limits compare to your inventory value, by category, including jewelry, electronics, and firearms.
Receipt & Serial Number Scanning
Photograph receipts and serial plates. OCR extracts purchase price, date, and serial number, attached to the corresponding item automatically.
High-Value Item Deep Scan
Record a short close-up video of expensive items. AI extracts make, model, serial number, condition, and a detailed value range.
Damage & Loss Documentation
When something happens, mark items as damaged, destroyed, or stolen. Attach damage photos directly to your inventory as visual evidence.
Bitcoin-Notarized Timestamps
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain: independently verifiable proof of when your evidence was created.
One-Tap Claim Packet Export
Export a single ZIP containing your inventory PDF, claim PDF, item CSV, all photos, checksums, and timestamp verification proofs.
Private by Default
Videos stay on your device. Only extracted frames are sent for analysis. Your data stays under your control.
Why Now
Eastern Washington burns every summer.
The 2023 Gray Fire near Medical Lake destroyed 240 homes in hours. Families who survive these fires often face months of reconstructing lists of belongings from memory. Creating a video-based inventory in advance is one option homeowners have for being prepared.
Hours
how quickly a fast-moving wildfire can destroy a home
What Makes Preloss Different
Built for insurance documentation from day one.
Video-first, not spreadsheet-first
Walk through a room in 60 seconds. AI does the itemization: no typing, no manual entries.
Bitcoin-notarized proof of creation
Every walkthrough is cryptographically hashed and anchored in the Bitcoin blockchain, tamper-proof and independently verifiable.
Full lifecycle: inventory through claim
One app for documenting, analyzing coverage gaps, marking damage, and exporting a complete evidence packet.
Structured exports, not just a PDF
Export a ZIP with inventory PDF, claim PDF, item CSV for system import, all photos, and verification metadata.
Washington
Common questions from Washington homeowners
- Does Washington homeowners insurance cover wildfire on the east side of the state?
- Fire is a standard covered peril statewide. The practical difference in eastern Washington is exposure: fires like the Gray Fire move through grass and timber quickly, and evacuation windows are short enough that gathering documents or photographing rooms is not realistic once a fire starts.
- What is the difference between wildfire and smoke damage claims in Washington?
- A structure loss and a smoke-contamination claim are documented differently. A total loss turns on proving what existed; a smoke claim turns on proving what was affected and to what degree. Both are easier to support with a record made before the event than with recollection afterward.
- How much personal property coverage do Washington homeowners typically have?
- Personal property limits are usually written as a percentage of the dwelling coverage rather than a figure chosen from an inventory. Whether that percentage matches what a household owns is only knowable by adding it up, which is what a contents inventory produces.
This is general information about how policies commonly work, not legal or insurance advice. Coverage varies by policy and carrier. For decisions about your own coverage or a specific claim, consult a licensed professional or the Washington department of insurance.
Guides for documenting what you own
All guidesWildfire Smoke and Soot Damage Claims
How smoke and soot damage claims work after a wildfire, even if the fire never reached your home, why they are often disputed, and what to document.
What to Document Before Wildfire, Hurricane, or Flood Season
Disaster seasons arrive on a calendar. What to capture before each one, and how to store the record so it survives the event it documents.
How to Document Jewelry for Insurance
Standard home policies generally cap jewelry theft at about $1,500, per Triple-I. What to photograph, when to get an appraisal, and how to schedule pieces.
Get the free home inventory checklist.
A room-by-room checklist you can print and work through today, plus occasional product news and tips on documenting your home or business for insurance.
- The room-by-room inventory checklist, ready to print
- A seasonal reminder before your region's risk window
- Product updates and practical documentation tips
No spam. Unsubscribe anytime. Preloss is free on iOS & Android.